Are you attending, or planning to attend, Binghamton University? Need a little financial help?
Follow the steps below to be connected with a lender.
How To Apply For
Your Student Loan
If you need some quick cash, you shouldn’t have to jump through a thousand obstacles.
Frequently Asked Questions
Who is LendKey?
Since 2009, credit unions and banks have partnered with LendKey to assist borrowers by offering various loan options through our digital platform. Their mission is to improve lives through lending made simple.
Who can apply for a Binghamton University private student loan?
Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based, so if you do not have an established credit history and a steady source of income, a cosigner may be needed. All applicants must be either a U.S. citizen or permanent resident and must be at least the age of majority in their state of residence.
Do I need a cosigner for a Binghamton University student loan?
A cosigner is not required, but it may improve your chances of getting approved. Private student loans offered on LendKey’s website are credit-based, so a credit and income review will be performed. It can be difficult as a student to have an established credit history and a steady source of income, so a cosigner may help meet the loan application guidelines. Furthermore, a cosigner with an established credit history may help you qualify for better terms that could save you money in the long-term.
How much can I borrow on a Binghamton University student loan?
You may be able to borrow up to 100% of your Binghamton University school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. To figure out what expenses are part of your institution’s cost of attendance, check out your school’s financial aid website or contact your school’s financial aid office directly.
Why LendKey for a Binghamton University student loan?
LendKey’s application process is streamlined and simple, and their partners offer competitive interest rates for Binghamton University students. Their goal is to improve lives with lending made simple. The lenders they partner with are mostly credit unions and community banks in New York (or other local areas) that prioritize customer service and member happiness. These lenders have the advantage of their platform automating much of the loan process, allowing them to pass the savings along to you!
Get A Local Student Loan Near Binghamton University
|Horizons Federal Credit Union||120 Main St, Binghamton, NY 13905|
|Peoples National Bank||1229 Front St, Binghamton, NY 13905|
|Allstate Insurance Agent: Adam J. Roux||1250 Upper Front St, Binghamton, NY 13901|
|NBT Bank||3121 Vestal Pkwy E, Vestal, NY 13851|
|M&T Bank||5 Mile Point Shopping Ctr, Kirkwood, NY 13795|
|Chemung Canal Trust Company||100 Rano Blvd, Vestal, NY 13850|
|Visions Federal Credit Union||100 Pavilion Rd, Johnson City, NY 13790|
|Visions Federal Credit Union||24 McKinley Avenue, Endicott, NY 13760|
|NBT Bank||80 S Chenango St, Greene, NY 13778|
|Visions Federal Credit Union||1139 Upper Front St, Binghamton, NY 13905|