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Student Loans > New Jersey > West Windsor > Mercer County Community College

Mercer County Community College
Student Loans

Are you attending, or planning to attend, Mercer County Community College? Need a little financial help?

Follow the steps below to be connected with a lender.

How To Apply For
Your Student Loan​

If you need some quick cash, you shouldn’t have to jump through a ton of {hoops|hurdles|obstacles|.

1

Visit LendKey​

Click the button below to visit the LendKey site and start application.

2

Apply

Submit your information so that lenders can review quickly. ​

3

Get Approved

After you submit your application, you should get a decision in days.​

Frequently Asked Questions

Who is LendKey?

Since 2009, credit unions and banks have partnered with LendKey to assist borrowers by offering various loan options through our digital platform. Their mission is to improve lives through lending made simple.

Who can apply for a private student loan?

Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based, so if you do not have an established credit history and a steady source of income, a cosigner may be needed. All applicants must be either a U.S. citizen or permanent resident and must be at least the age of majority in their state of residence.

Do I need a cosigner for a student loan?

A cosigner is not required, but it may improve your chances of getting approved. Private student loans offered on LendKey’s website are credit-based, so a credit and income review will be performed. It can be difficult as a student to have an established credit history and a steady source of income, so a cosigner may help meet the loan application guidelines. Furthermore, a cosigner with an established credit history may help you qualify for better terms that could save you money in the long-term.

How much can I borrow on a student loan?

You may be able to borrow up to 100% of your Mercer County Community College school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. To figure out what expenses are part of your institution’s cost of attendance, check out your school’s financial aid website or contact your school’s financial aid office directly.

Why LendKey for a student loan?

LendKey’s application process is streamlined and simple, and their partners offer competitive interest rates for Mercer County Community College students. Their goal is to improve lives with lending made simple. The lenders they partner with are mostly credit unions and community banks in New Jersey (or other local areas) that prioritize customer service and member happiness. These lenders have the advantage of their platform automating much of the loan process, allowing them to pass the savings along to you!

More Popular Student Loan Services Like Mercer County Community College

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Learn how to pay for grad school with Discover Student Loans. Up to 100 percent of school-certified school costs are lined. APR ranges will vary by mortgage sort and could also be higher than what’s proven right here. Lowest APRs are available to essentially the most creditworthy applicants, and include an interest-only reimbursement low cost and Auto Debit Reward2.

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When your loan is permitted, we’ll send cash directly to your college in a process referred to as disbursement. The disbursement date is about by the college and can’t be adjusted by our group. Also, Earnest doesn’t have any prepayment penalties, late fees, or origination charges. While her debt hangs over every financial choice she makes, Navient is now free of “the burden, expense, time and distraction” of the states’ claims, the corporate mentioned in a press release.

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Once you’re approved, your lender will reach out with details about how your mortgage might be disbursed. Student loans for Vermonters attending any faculty, and for out-of-state students attending any Vermont faculty. Credible even makes it straightforward to match cosigners to see which cosigner might help get you the best rate.

Once you exhaust your college savings and gift aid (i.e. scholarships, grants, etc.), you could have to borrow a student mortgage to pay for school prices. A scholar mortgage allows you to borrow money to pay again at a later date, plus curiosity. Private loans are made by a non-public lender, similar to a bank or a credit score union. It is usually really helpful that you flip to federal scholar loans before non-public loans. Federal pupil loans offer borrowers sure protections that private student loans may not, such as income-based compensation or student loan forgiveness. Private scholar loans offer totally different loan phrases and will provide a decrease rate of interest.

To find the best private pupil loan in your particular needs, compare rate of interest, mortgage terms, compensation plans and borrower advantages out there. Federal loans carry unique benefits like income-based repayment choices and public service forgiveness that are not out there on personal scholar loans. Maximize grants, scholarships and other free monetary help.

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